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COI Moving: Advantages of having insurance
COI Moving
Moving is stressful enough on its own. The last thing you want to worry about is damage to your belongings or the property during the relocation. Here is where Good Movers come to the rescue! We offer COI for moving to give you peace of mind and protect you from possible quarrels with a building management representative.
Whether for Local moving in San Francisco or out-of-state Long distance moving services, a certificate of insurance moving guarantees coverage from any damage that may occur. We want you to enjoy settling into your new home without added stress!
Read on to learn more about the importance of COI and how it benefits you on the big day!
What is a Certificate of Insurance (COI) for moving?
A certificate of Insurance is a legal document that verifies a moving company’s general liability. COI moving states who are financially responsible for covering the cost of possible damages during the relocation. If you live in an apartment building or condominium, it’s a high chance the building management company will require COI from your movers to let them in on-site. It’s proof to property management and a customer that a moving company’s insurance company is capable of taking care of accidents.
When do you need a COI moving?
Our experience in the moving industry shows that most of the building management companies in the San Francisco area will ask you for a COI if you’re planning to move out. The same applies to the building you’re moving in. Even if you have condo or apartment insurance, you need to request a COI from the moving company to ensure you won’t get stuck in a legal battle between movers and property management. How can you end up in such a situation? Due to the accidents during the moving process, the team may cause some damage in the common areas. The COI puts all responsibility for such incidents on the service providers.
We recommend checking in with your current and future building management to see if they require COI and, if so, what specific details it should include. Even if the property doesn’t ask for one, we still suggest obtaining a COI to protect your belongings during transportation.
Consult with the Good Movers team to get the right certificate of insurance to have a worry-free moving day!
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What we offer
- Virtual estimate
- Local Moving
- Long Distance Moving
- Last minute moving
What does a COI for moving include?
We already established that COI is a necessary document that the property manager should verify before allowing a move to take place. However, what information should be included in the moving certificate of insurance?
1
The building manager’s details (name, address, contact information);
2
The insurance company information;
3
Confirmation of the insurance coverage;
4
Building addresses;
5
Signatures of authorized representatives and brokers.
At Good Movers, we as well outline additional information, such as:
1
Effective and expiration dates;
2
Insurance broker contact details;
3
Policy number;
4
Coverage details by each policy;
5
Description of operations, vehicles, and locations;
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What happens if you don’t get a Certificate of Insurance for moving?
There’re two scenarios of how your moving day can go sideways if you don’t obtain COI beforehand.
1
The most common consequence is you won’t be able to move out. The building manager has a right to decline access to the property for the movers you hired if they don’t present COI. In that case, all the time you spend planning and scheduling the relocation will go down the drain.
2
In the second scenario, you won’t be protected from possible damage. The liability insurance protects you and all your belongings during the move and transportation. However, if your stuff gets lost or damaged, and you don’t have COI to back you up, legally, movers carry no responsibility to compensate you financially.
Neither you nor professional moving companies want to go through legal quarrels. Therefore, we consider COI for moving services an essential document that protects all the parties involved from unnecessary headaches.
Click on the order service button to get your worry-free move started!
FAQs
You can check if you need to present a certificate of insurance on your lease or contact building managers directly. Most high-end luxury buildings will require a COI certificate for any service done on the property. It’s better to find out immediately, as it takes a while for an insurance agent to generate COI.
If you notice any damage to your items, you should contact the company ASAP and file a claim. The insurance confirmation usually features the claim process to help you resolve the issue.
COI moving certificate protects you and the property from damage caused by the service provider. The moving insurance ensures the company’s general liability, advocating for its ability to provide financial coverage in case of accidents.
- Ensure the insurance policy limits are sufficient;
- Verify how much coverage the company provides;
- Check if the company name matches the one featured on the COI;
- Confirm that the moving company is legal.
- Ensure the insurance policy limits are sufficient;
- Verify how much coverage the company provides;
- Check if the company name matches the one featured on the COI;
- Confirm that the moving company is legal.